The Asset Allocation Blueprint: A UK Investor's Playbook

The decision that matters most is how your money is split, not which fund you pick. A 22-page UK playbook that walks you through building a sensible, low-cost allocation and sticking to it.

What's inside

• Module 1, the Wealth Stack: the order to do things in (cash flow, employer pension match, expensive debt, emergency fund) and a 2026/27 guide to ISAs, Lifetime ISA, pensions, CGT and dividend allowances.
• Module 2, the asset classes: what cash, bonds, shares, property and alternatives are each for, and how each can go wrong.
• Module 3, building your allocation: the three questions, the bucket method, and an Allocation Matrix of five illustrative risk profiles matched to time horizon and tolerance.
• Module 4, execution and maintenance: costs, building blocks, rebalancing rules, investor behaviour and de-risking over time.
• Worksheets: Personal Allocation Worksheet, one-page Investment Policy Statement, Annual Review Checklist, plus a glossary and where to find free impartial help.

Details

• PDF playbook, instant digital download. No video content.
• UK-focused, with tax figures for the 2026/27 tax year.
• Personal-use licence.

General education only, not financial advice or a personal recommendation. We are not FCA-authorised. Investments can fall as well as rise and you may get back less than you invest. Model allocations are illustrations, not suitable for everyone.